ACH Payment Processing Solutions

Oct 27, 2023 | Payments

With an ACH payment processing merchant account, we’ll get your business up and running to take payments fast. In addition, you can save money on credit card payment processing and streamline transactions with your customers.

Our ACH payment processing solutions are excellent for secure, direct-to-bank transactions. Moreover, our expert business developers and in-house pre-underwriting team ensure you get the best and most affordable service. As a result, you can maximize profit margins and increase ROI.

How Does an ACH Merchant Account Work?
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How Does an ACH Merchant Account Work?


An ACH merchant account is similar to the traditional paper check process. First, clients provide their bank routing and checking account numbers. Next, the payment is verified and sent electronically through our NACHA compliant system for an immediate transfer. Businesses often use ACH payment processing as an alternative to accepting paper checks and credit cards.

A virtual terminal allows merchants to accept payments from any device with an Internet connection. ACH payment processing systems also integrate check readers to deposit checks to your bank account electronically. As a result, this eliminates trips to the bank to deposit checks manually.

We work seamlessly with any bank to ensure your electronic checks are deposited safely and efficiently. As an added benefit, with eChecks you can access your ACH transactions online to manage better your business, your payments, and your customers.

Our ACH Accounts and Plans Feature:

  • Support for all shopping carts
  • Multiple option payment gateways
  • Payment plugin modules
  • Chargeback alerts and management
  • Robust reporting and Fraud-scrubbing
We have established ourselves as a “one-stop-shop” for fast ACH, real-time payments, and electronic check processing. And we help retailers of all sizes. With a focus on quality support, we built our products and services around the very best the industry has to offer. As a result, we’ve created an array of services from bill pay to funds transfer and everything in bet ween. This allows our customers to have the advantage of choosing the check service that best suits their business needs.
Our ACH Accounts and Plans Feature:

What can an ACH Merchant Account be used for?



  • An ACH merchant account can eliminate paper and automate charging with the e-Billing Option for faster payments. Similarly, you can email your invoice or click to pay by ACH or Credit Card.

Recurring Billing:

  • Set up obligation plans for customers. You and the client select the payment sum, the day of payment, and the frequency with which their bank accounts will be debited. As a result, this allows for specific quantities of debits or unlimited recurring billing. In other words, it gives both you and the customer forecast and the simplicity of real-time payments.

Web Transactions:

  • Putting a third-party Payment Portal on your site allows customers to log in and make payments online. Moreover, they can debit from their checking account or credit card. Additionally, it’s beneficial for customers or clients with time-sensitive obligations such as utilities, rent, insurance, or tuition.
  • If you’re an e-Commerce merchant, accepting same-day ACH payment processing gives your customers an alternate payment source. Notably, this is useful if you sell goodwill products (for instance, wine of the month club.) With this tool, you can set up easy recurring payment arrangements or one-time buys for faster payments that come to you as real-time payments.
  • If you are a Membership Organization/Association or a Charity, members may manage their membership obligations. Likewise, they can make purchases or contributions via the web with convenient one-time debits from their bank account. Or better yet, they can set up pre-scheduled payments or donations from the convenience of their home.

What can an ACH Merchant Account be used for?

Telephone Payments:

  • Give customers the ability to call in to make a payment.
  • Perfect for Billing Companies, Accounts Receivable Departments, and Collections to reach a client and take payments over the phone. No missing time or opportunity.

Mobile Payments:

  • Clients can access your Virtual Payment Portal via any wise mobile, tablet, or web-capable device to create last-minute payments.
  • Additionally, businesses can reach our payment system, allowing them to manage their payment procedure from anywhere.
  • It is perfect for e-Commerce companies whose customers access the web and make purchases from their smart mobile devices.

Ease of use:

  • Flexible and able to integrate into any system, front or back end.
  • Easy to use navigation, reporting, customer information base, single transaction, and stored profile.

Simplified Billing:

  • Together with our ACH payment solutions, you pay one low cost, the same low cost every moment.
  • No hidden charges!


  • Together with our ACH merchant account options, you pay one low cost, the exact low cost, every moment.
  • Completely redundant, cloud-established system endorsed by the latest safety technology and placed in an off-site highly bonded facility.

No Assets:

  • We believe in our services and earning your organization, not forcing it. Moreover, there are no term contracts or termination fees.