Signature Payments Blog

MCC Codes

MCC Codes

MCC stands for Merchant Category Codes. An MCC code is a four-digit universal number used to categorize businesses in specific industries. This code is used by all major credit card providers – Visa, Master Card, American Express, and Discover. The codes may be...

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Understanding the Visa Integrity Risk Program (VIRP)

Understanding the Visa Integrity Risk Program (VIRP)

The Visa Integrity Risk Program (VIRP) is a risk management initiative designed by Visa to monitor and manage high risk merchants within the payment processing industry. The program plays a crucial role in fraud prevention and maintaining the integrity of the Visa...

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3D Secure

3D Secure

What is 3D Secure? In short, 3D Secure was created by Visa and MasterCard to add an additional layer of security for Card Not Present (CNP) merchants. Moreover, 3D Secure ties the financial authorization process with online authentication based on a three-domain model...

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Protecting Your High Risk Business

Protecting Your High Risk Business

When it comes to payment processing, not all businesses are equal. As a result, high risk businesses require special consideration to ensure the safety and security of their transactions. One way to achieve this is by establishing a merchant account with a provider...

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Top Chargeback Companies for Online Businesses

Top Chargeback Companies for Online Businesses

High-risk merchants face unique challenges in e-Commerce. Whether your business model involves highly regulated products, subscription billing, or exposure to a high number of chargebacks in an online space, your management of risk against fraud and chargebacks is...

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When Shopify Drops Your High Risk Merchant Account

When Shopify Drops Your High Risk Merchant Account

When an aggregate merchant account like Shopify kicks you off their platform or freezes your account, it can be confusing as to what to do next. We’re here to help. [dsm_floating_multi_images _builder_version="4.16.0" _module_preset="default" z_index="5" locked="off"...

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Edge Cash Discount Program

Edge Cash Discount Program

The EDGE cash discount program allows merchants to extend a cash benefit to customers who pay with cash. It saves your customers money and has no additional costs for you to implement. North American Bancard also maintains no contract commitment for Edge Cash...

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Virtual Terminal Payment Gateway

Virtual Terminal Payment Gateway

Virtual Terminal vs. Payment Gateway When finding a payment processor to accept credit cards, it’s essential to understand the difference between a virtual terminal vs. a payment gateway. Here we describe the subtle differences between the two technologies to help you...

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Low Risk vs High Risk Payment Processing

Low Risk vs High Risk Payment Processing

Are you looking for a low risk merchant account for your business? Banks and payment suppliers will assess the risks connected with your company and choose whether they can accept your application for payment processing. [dsm_floating_multi_images...

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