Signature Payments Blog
Payments industry topics, trends and current events.
What Is a Rolling Reserve and How Does it Affect You?
A rolling reserve is a strategy used by banks to shield themselves and the merchant from possible financial loss due to chargebacks from the customer. A portion of the funds are collected via credit card and secured by the bank from the merchant’s account to minimize...
ACH Payment Processing Solutions
With an ACH payment processing merchant account, we’ll get your business up and running to take payments fast. In addition, you can save money on credit card payment processing and streamline transactions with your customers. Our ACH payment processing solutions are...
What Is A Merchant ID Number?
A merchant ID number, also known as a MID is a personal number banks use to identify your payment processing account. It’s comparable to an individual’s social security number, but in this case, it identifies a bank account. Accepting card payments such as credit,...
Why You Need a 3D Secure Payment Gateway
3D Secure payment gateway may seem like a tech buzzword, but it could help your ecommerce or card-not-present business decrease shopping cart abandonment. Here’s how. Data breaches are something that happens every day. From big corporations to small-scale online...
What Is MTOT Disc?
MTOT Disc stands for merchant account total discount fee, and it may appear as a fee on your monthly account statement. Some merchant processors have used it in the past as a way to surreptitiously add extra fees to merchant statements.[dsm_floating_multi_images...
Subscription Based Businesses
Do you have a Netflix account? What about a gym membership? Maybe you have a meal delivery service. Most Americans have one if not all the above. Subscription based businesses have exploded recently. Everything from gyms, streaming services and socks to car washes and...
Fight eCommerce Chargebacks
Chargebacks can be damaging and costly. Fraudsters are getting more and more sophisticated with their schemes. Luckily there still a lot you can do to minimize exposure to fraud. To help you make sure you are safeguarded from chargebacks, we’ve created an infographic...
What is a High Risk Merchant Account
A high-risk merchant account is a payment processing account for businesses considered by the acquiring bank or card schemes as “high risk”. Generally, high-risk businesses are more prone to chargebacks, and therefore they are subject to higher fees and stricter...
How to Launch a Digital Marketing Campaign in Payments
Every industry has its unique challenges when it comes to digital marketing: Who is my target audience? What is the best way to reach that audience? Is this the right time to communicate my message, spend resources, launch a campaign? What platforms should I target? What medium should I invest it…the list goes on and on.