Online Dating Merchant Accounts

We provide merchant accounts for a wide range of dating businesses


Signature Payments has been providing high risk merchant accounts to businesses for over 20 years. As experts in the industry, we have a team of in-house specialists able to help you get your dating merchant account approved.

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Why Are Online Dating Businesses Considered High-Risk?

An online dating merchant account is a merchant account for businesses that provide online dating services. Online dating businesses can be subscription based or niche-oriented but either way, they are categorized as “high-risk”. Why are online dating businesses considered high risk? There are a few reasons:

  1. Chargebacks: Online dating sites are prone to chargebacks. If reality falls short of expectations and the customer isn’t satisfied, it can lead to chargebacks.
  2. Perception: Online dating sites have, in some cases, been found to engage in illegal activities such as escort services and prostitution which presents both a legal and reputational risk for banks and processors.
  3. Registration: As of October 2020, dating merchants require high brand risk registration and only processors and acquiring banks with experience and certification can entertain them. 

Securing a merchant account for an online dating business requires a payment processor who specializes in high risk and understands the unique needs of online dating merchants. Whether your online dating business is subscription-based or niche-oriented, Signature has the solutions you need to grow.

Signature Payments has a long history of serving online dating merchants. We understand their unique needs and our experience in the high-risk space uniquely positions us to provide the solutions and support for your business.

With Signature Payments you get…

Easy Sign-Up

Our merchant application can be completed quickly and easily in just a few minutes.

Fast Approvals

Our application process is quick and easy so you can accept payments quickly.

No Hidden Fees

Our team works hard to get your account approved at the lowest possible rates with no hidden fees.

Flexible Solutions

We work with multiple banks and offer both domestic and offshore solutions to give you the flexibility.

Frequently Asked Questions

Does Signature Payments support recurring billing?

Dating websites and apps frequently use recurring payment models. Signature Payments understands this is an important feature for dating merchants and we support a number of solutions for recurring billing.  

Is Signature Payments compatible with my existing software?

Because Signature Payments works with most major payment gateways (including Authorize.net, ePN and NMI), our merchant accounts integrate with most software programs. If you have questions about a specific software, please reach out. We’d be happy to answer your questions.

What criteria does my membership business need to meet, to be approved for a merchant account?

That will depend on your specific business but in general businesses must provide bank statements/processing statements, have clearly stated refund policies and well defined price points and packages. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your unique needs. 

Call us 888-334-2284 or email us at sales@signaturepayments.com.

Signature Payments is a registered ISO and MSP of Westamerica Bank, Santa Rosa, CA and Merrick Bank, South Jordan, UT.  PRIVACY POLICY