Delta 8 Merchant Account

Dec 18, 2023 | High Risk, Payments

To obtain a Delta 8 merchant account, it is first essential to understand the details of this product that’s blowing up the market. Although Delta 8 is gaining popularity, it is still very new. As a result, acquiring banks and payment processors must abide by state and federal hemp product regulations. This is the same regulatory area as CBD and other cannabis-related products. In this article, we will break down the details of Delta 8 and high risk payment processing in this space.

How To Get A Delta 8 Merchant Account
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How To Get A Delta 8 Merchant Account

Recently hemp manufacturers discovered new methods to extract Delta 8 THC from cannabis. These recent findings have given them the capability to produce high concentrations. This is similar to the way Delta 9 TCH is extracted.

Scientists have continually been uncovering the vast compounds and uses that can be derived from cannabis. Research into cannabinoids and terpenes has been increasing as scientists and entrepreneurs realize there is so much to discover, which means more financial opportunities in the future.

As with any new CBD or cannabis-related product that comes to the market, there is a period when consumers are still learning details about the substance. Delta 8 is no different. Currently, there is a growing trend of Delta 8 sales, but the market potential has barely been touched by high risk merchants. This goes for both business opportunities as well as scientific advancement and possibilities.


The Difference Between Delta 8 and CBD


Delta 8 and CBD laws are still complex and vary from state to state. Because of this, acquiring banks are hesitant to take on such new products. They want a clear comprehension or definitive validation from consumers and regulatory institutions. That is why it’s essential for merchants to understand the landscape of these cannabis products and the legalities surrounding them. Make sure to research both federal and state regulations.

When looking for Delta 8 payment processing, it’s even more critical to find a processor that works with banks that will approve merchants in the industry. Since Delta 8 is considered high risk, merchant accounts will be more challenging.

But, due to these new Delta 8 and CBD discoveries from cannabis, research on the substance is new. Information on the subject is even more fresh. So to effectively break down all of the information on the differences between CBD and Delta 8, we have compiled some basic details of each.

Delta 8
Plant of Origin Cannabis Plant Cannabis Plant
Psychoactivity Non-Psychoactive More psychoactive
Legality Federally legal – regulations in some states Federally legal – regulations in some states
Delta 8 THC vs Delta 9 THC

Delta 8 THC vs Delta 9 THC

After understanding the difference between Delta 8 and CBD, knowing the variances between Delta 8 THC and Delta 9 THC is valuable.

Because Delta 8 is a new cannabis-related product, it is only legal to sell in certain states. Consequently, obtaining a merchant account is more difficult for merchants. Luckily some companies offer high risk merchant accounts for Delta 8 products.

In the current market, where Delta 9 THC has been available in states where it is legal, many consumers have determined their preference for effects. Some consumers enjoy the benefits of the cannabis plant but prefer less psychoactive options. With the uncovering of Delta 8, it seems to be a viable contender for this market section.

Delta 8 THC
Delta 9 THC
Chemical Visualization Delta 8 THC Tetrahydrocannabinol Delta 9 THC Tetrahydrocannabinol
Plant of Origin Cannabis Plant Cannabis Plant
Psychoactivity Less Psychoactive More Psychoactive
Legality Federally legal – regulations in some states Federally illegal – recreational and medicinal in many states

Payment Processing For Delta 8 Products

Payment Processing For Delta 8 Products


Many products can be created and sold containing Delta 8. Below is a list of typical Delta 8 products that you can currently find on the market:


  • Delta 8 Vape Carts
  • Delta 8 Extracts
  • Edible Delta 8
  • Delta 8 THC Shatter
  • Delta 8 Flower
  • Delta 8 Vapes
  • Delta 8 THC Cartridges
  • Delta 8 Distillate
  • Tabs of Delta 8
  • Delta 8 Syringe
  • Delta 8 Pre-Rolled Joints
  • Delta 8 THC Dabs
  • Gummy Delta 8
  • Delta 8 Buds
  • Delta 8 Disposable Vape Pen
  • Delta 8 THC Oil
  • Delta 8 Tincture
  • Delta 8 Vape Juice