Digital Goods Merchant Accounts

We provide merchant accounts for a wide range of digital goods merchants

Signature Payments has been providing digital goods merchant accounts to businesses for over 20 years. As experts in the industry, we have a team of in-house specialists ready to help you get your digital goods merchant account approved.

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What is a Digital Goods Merchant Account?

A Digital Goods Merchant Account, is a merchant account for businesses that provide digital goods and services. The most common types of digital goods businesses are businesses that sell gaming services, ebooks, web design, telecom, streaming media, digital content and digital downloads.

There are a few risk factors associated with digital goods merchants that put them in high risk category. Those risks include:

  1. Prevalence of ebook piracy.
  2. Subscription Model: Recurring billing subscriptions are often disputed by customers.
  3. “Friendly fraud”: Friendly fraud occurs when a customer tries to dispute a valid payment. This is common with eBook customers.

Signature Payments has a long history of serving digital goods merchants. We understand the unique needs of digital goods merchants and our experience in the high-risk space uniquely positions us to provide the solutions and support you need to grow your business.


    With Signature Payments you get…

    Easy Sign-Up

    Our online merchant application can be completed quickly and easily in just a few minutes.

    Fast Approvals

    Our application review process is quick and easy so you can begin accepting payments in no time.

    No Hidden Fees

    Our team will work hard to get your account approved at the lowest possible rates with no hidden fees or extras.

    Flexible Solutions

    We work with multiple banks and offer both domestic and offshore solutions to give you the flexibility you need.

    Frequently Asked Questions

    What types of digital goods businesses do you accept?

    Signature Payments accepts a wide range of  businesses related to digital goods including gaming services, web design, telecom, streaming media, digital content and digital downloads.


    Is Signature Payments compatible with my existing software?

    Because Signature Payments works with most major payment gateways (including Authorize.net, ePN and NMI), our merchant accounts integrate with most software. If you have questions about a specific software, please reach out. We’d be happy to answer your questions.

    What criteria does my digital goods business need to meet, to be approved for a merchant account?

    That will depend on your specific business but in general businesses must provide bank statements/processing statements, have clearly stated refund policies and well defined price points and packages. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your unique needs. 

    Call us 888-334-2284 or email us at sales@signaturepayments.com.

    Signature Payments is a registered ISO and MSP of Westamerica Bank, Santa Rosa, CA and Merrick Bank, South Jordan, UT.  PRIVACY POLICY