eBook Merchant Accounts

We provide merchant accounts for eBook merchants

Signature Payments has been providing merchant accounts to businesses for over 20 years. As experts in the industry, we have a team of in-house specialists able to help you get your eBook merchant account approved.

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What is an eBook Merchant Account?

An eBook merchant account is a merchant account for businesses that sell electronic books (eBooks). eBooks are read on electronic devices such as an iPad or Kindle and they are a popular option with consumers both due to convenience and price point.  Unfortunately eBook businesses are considered high risk and most processors won’t work with these merchants. 

There are a few risk factors associated with eBook merchants that make them more prone to chargebacks and therefore categorized as high risk. Those risks include:

  1. Prevalence of ebook piracy.
  2. Subscription Model: Recurring billing subscriptions are often disputed by customers.
  3. “Friendly fraud”: Friendly fraud occurs when a customer tries to dispute a valid payment. This is common with eBook customers.

Securing a merchant account for an eBook business requires a payment processor who specializes in high risk and understands the unique needs of eBook merchants. Signature Payments has a long history of serving eBook merchants. We understand their unique needs and our experience in the space uniquely positions us to provide the solutions and support for your business. 


    With Signature Payments you get…

    Easy Sign-Up

    Our online merchant application can be completed quickly and easily in just a few minutes.

    Fast Approvals

    Our application review process is quick and easy so you can begin accepting payments in no time.

    No Hidden Fees

    Our team will work hard to get your account approved at the lowest possible rates with no hidden fees or extras.

    Flexible Solutions

    We work with multiple banks and offer both domestic and offshore solutions to give you the flexibility you need.

    eBook Account Frequently Asked Questions


    What criteria does my business need to meet, to be approved for a merchant account?

    That will depend on your specific business but in general businesses must provide bank statements/processing statements showing strong performance, clearly stated refund policies and well defined price points and packages. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your business needs.

    Is Signature Payments compatible with my existing software?

    Because Signature Payments works with most major payment gateways (including Authorize.net, ePN and NMI), our merchant accounts integrate with most software. If you have questions about a specific software, please reach out. We’d be happy to answer your questions.

    Call us 888-334-2284 or email us at sales@signaturepayments.com.


    Phone: 800.631.3072

    Email: info@signaturepayments.com


    CKC Holdings Inc is a BBB Accredited Credit Card Merchant Service in Burbank, CA

    Signature Payments is a registered ISO and MSP of Westamerica Bank, Santa Rosa, CA and Merrick Bank, South Jordan, UT.  PRIVACY POLICY