Guns and Firearms Merchant Accounts

We provide merchant accounts for a wide range of firearms merchants

Signature Payments has been providing firearms merchant accounts to businesses for over 20 years. As experts in the guns and ammo industry, we have a team of in-house specialists ready to help you get your firearms merchant account approved.

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Why are guns and ammunition merchant accounts high risk?

When it comes to merchant accounts, firearms businesses are considered high-risk. What’s more, as a federally regulated industry, establishing a merchant account is even more difficult.  Firearm businesses are unable to obtain a merchant account with traditional banks or mainstream processors such as PayPal or Square. 

Firearms businesses are considered high-risk primarily due to reputational considerations. The firearms industry has been the recipient of bad publicity causing most banks and processors to steer clear of firearms merchant accounts. Securing a guns and ammo merchant account requires a payment processor who specializes in high risk and understands the unique needs of firearms merchants.  

Signature Payments has a long history of serving firearms merchants and we understand their unique needs. Our experience in the high-risk space uniquely positions us to provide the solutions and support you need to grow your business. 

With Signature Payments you get…

Easy Sign-Up

Our online merchant application can be completed quickly and easily in just a few minutes.

Fast Approvals

Our application review process is quick and easy so you can begin accepting payments in no time.

No Hidden Fees

Our team will work hard to get your account approved at the lowest possible rates with no hidden fees or extras.

Flexible Solutions

We work with multiple banks and offer both domestic and offshore solutions to give you the flexibility you need.

Frequently Asked Questions

What types of firearms industry businesses do you accept?

Signature Payments accepts a wide range of retail, eCommerce and mobile-based businesses related to weapons and firearms including ammunition, gun parts & accessories, shooting ranges (with or without rentals), firearm training and courses and gunsmithing/custom builds. 


Is Signature Payments compatible with my existing firearms Point of sale?

Because Signature Payments works with most major payment gateways (including Authorize.net, ePN and NMI), our merchant accounts integrate with most firearm retailer software. If you have questions about a specific point of sale, please reach out. We’d be happy to answer your questions.

What is FFL?

FFL stands for Federal Firearms License. Firearm manufacturers and dealers who ship or receive guns and ammunition require an FFL to conduct business.

What criteria does my firearms business need to meet, to be approved for a merchant account?

That will depend on your specific business but in general businesses must provide bank statements/processing statements showing strong performance, clearly stated refund policies and well-defined price points and packages. If selling firearms, an FFL is required. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your business needs. 

Call us 888-334-2284 or email us at sales@signaturepayments.com.


Phone: 800.631.3072

Email: info@signaturepayments.com


CKC Holdings Inc is a BBB Accredited Credit Card Merchant Service in Burbank, CA

Signature Payments is a registered ISO and MSP of Westamerica Bank, Santa Rosa, CA and Merrick Bank, South Jordan, UT.  PRIVACY POLICY