Online Dating Credit Card Processing and Merchant Account Solutions

Dating Site Payment Gateway and Merchant Account Solutions

Looking to monetize your growing online dating site? Look no further. As online dating credit card processing experts, we offer tailored merchant account solutions that perfectly match your business needs. Our dedicated team is here to guide you through the application process, ensuring you get the payment processing you require.

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How to Get Payment Processing for Online Dating

Online Dating Credit Card Processing

Your online dating site attracts enthusiastic subscribers eager to connect and find meaningful relationships. As you embark on the journey to monetize your platform, you face the intricate challenge of managing payments in the ever-evolving landscape of online dating. The high-risk nature of your industry introduces complexities like potential fraud instances, high chargeback rates stemming from user disputes, and the need to navigate age restrictions while ensuring smooth financial transactions. This is where Signature Payments steps in as your trusted partner.

We understand that the foundation of a successful online dating business lies in secure and reliable payment processing. With a deep understanding of your unique hurdles, we’re committed to providing tailored solutions that empower your site’s growth. Our mission is to simplify this journey for you. Seamlessly secure a merchant account through our streamlined application process, guided by our friendly agents who are well-versed in the intricacies of high-risk industries. Our step-by-step guidance empowers you to make informed decisions, and our array of additional payment resources equips you with the tools you need to manage transactions effortlessly.


Gateway Solutions

Payment Gateway For Dating Sites

The success of your online dating site depends on efficient payment processing, which is why payment gateways are so important. Signature Payments understands this and has designed a Payment Gateway for Dating Sites that prioritizes user experience and financial security. 

With our SGX gateway, you can facilitate secure transactions and monitor and optimize every interaction. It effortlessly handles subscriptions and recurring billing and gives you comprehensive control over your transactions with a user-friendly interface. Additionally, our gateway provides chargeback assistance to help you navigate dispute resolution. 

In the online dating industry, trust and reliability are crucial. That’s why our Payment Gateway for Dating Sites is more than just a tool – it’s a partner in cultivating meaningful connections while safeguarding the financial integrity of your platform. Choose Signature Payments to embrace the future of payment gateways tailored to your unique needs and watch your online dating business flourish.

payment gateway for dating site
Dating Payment Gateway

Why Are Online Dating Businesses Considered High-Risk?

An online dating merchant account is a merchant account for businesses that provide online dating services. Online dating businesses can be subscription based or niche-oriented but either way, they are categorized as “high-risk”. Why are online dating businesses considered high risk? There are a few reasons:

  1. Chargebacks: A chargeback is when a customer buys a product or service, keeps the item, and reverses the transaction through his or her bank (instead of asking you for a refund directly). As a business owner, you lose the sale and the inventory. If you receive too many chargebacks, you also risk losing your merchant account status. Unfortunately, chargebacks are quite common in the online dating industry. This makes securing (and maintaining) merchant accounts difficult.
  2. Perception: Online dating sites have, in some cases, been found to engage in illegal activities such as escort services and prostitution which presents both a legal and reputational risk for banks and processors. Assuming you find a provider that offers online dating credit card processing, you will likely pay higher-than-average fees due to the negative connotations many people have about online dating and other adult-related content.
  3. Registration: As of October 2020, dating merchants require high brand risk registration and only processors and acquiring banks with experience and certification can entertain them. In addition to branding you a “high-risk” customer, this requirement effectively shrinks the pool of potential payment processors with which you can work. With fewer options, you can expect to pay higher rates.

Securing a merchant account for an online dating business requires a payment processor who specializes in high risk and understands the unique needs of online dating merchants. Whether your online dating business is subscription-based or niche-oriented, Signature has the solutions you need to grow.

Signature Payments has a long history of serving high-risk industries — including online dating. We understand the unique challenges you face. Our experience in this high-risk space uniquely positions us to provide the solutions and support for your business.

With Signature Payments you get…

Easy Sign-Up

Our application can be accessed online for quick and easy completion in just a few minutes.

Fast Approvals

Our application process is quick and easy so you can accept payments quickly.

No Hidden Fees

Our team works hard to get your account approved at the lowest possible rates with no hidden fees.

Flexible Solutions

We partner with multiple banks and offer domestic and offshore solutions for the flexibility you need.

Frequently Asked Questions

Does this payment gateway for dating site owners support recurring billing?

Dating websites and apps frequently use recurring payment models — similar to magazine subscriptions or cable packages. Signature Payments understands this is an important feature for dating merchants and we support a number of solutions for recurring billing — whether you want to automatically invoice your customers monthly, quarterly, annually or using some other schedule.

Is Signature Payments compatible with my existing software?

Because Signature Payments works with most major payment gateways (including, ePN and NMI), our merchant accounts integrate with most software programs. If you have questions about a specific software, please reach out. We’d be happy to answer your questions.

What criteria does my membership business need to meet to be approved for a merchant account?

That will depend on your specific business but in general businesses must provide bank statements/processing statements, have clearly stated refund policies and well-defined price points and packages. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your unique needs.

What kinds of payments can I accept for my online dating site?

We accept all payment card types, allowing your customers to join your site with any major credit or debit cards offered by Mastercard®, Visa®, American Express® and Discover®. We also support check, electronic benefits transfer (EBT), and mobile payment options.

How long does it take for a new sale to appear in my bank account?

Settlement times vary by business type, payment method and even where you interface with your customers. An in-person transaction using a debit card, for example, might appear in your bank earlier than an online payment made via credit card. To learn what kind of settlement times you can expect, contact us today.

Start Accepting Payments for Your Online Dating Site

The ability to accept web-based payments is essential for any online business. Due to their high-risk status, dating sites often struggle to find payment processors that will work with them.

When others say no, Signature Payments says yes.

If you’re currently looking for an online payment solution to help your business scale, contact us today — by phone (888-334-2284) or by email (

Call us 888-334-2284 or email us at