Adult Products and Services Merchant Accounts

We provide merchant accounts for a wide range of adult business types 

Signature Payments has been providing adult merchant accounts to businesses for over 20 years. As experts in the adult industry, our experienced in-house team is ready to help you get your merchant account approved.

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We understand the unique needs of you business.

As part of any successful business, business owners must find a reliable processor to facilitate payments. Adult based businesses are considered high risk and many processors can’t or won’t accept these types of merchants. Why are adult merchants considered high risk? There are a couple reasons:

1. Chargebacks: Adult businesses have a much higher probability of chargebacks being filed by customers.

2. Reputational Risk: Even if chargebacks are low, some banks cite “reputation risk” as a reason to not accept adult merchants for processing.

Securing a merchant account for an adult business requires a payment processor who specializes in high risk and understands the unique needs of adult merchants. Signature Payments has a long history of serving adult industry merchants. We understand their unique needs and our experience in the high-risk space uniquely positions us to provide the solutions and support to help businesses grow. 

With Signature Payments you get…

Easy Sign-Up

Our merchant application can be completed quickly and easily in just a few minutes.

Fast Approvals

Our application process is quick and easy so you can accept payments quickly.

No Hidden Fees

Our team works hard to get your account approved at the lowest possible rates with no hidden fees.

Flexible Solutions

We work with multiple banks and offer both domestic and offshore solutions to give you the flexibility.

Frequently Asked Questions

What types of businesses do you accept?

Signature Payments accepts a wide range of retail, eCommerce and mobile-based businesses related to the adult industry including bookshops, cam sites, video, adult novelties, online and gentlemen’s clubs.


Are all adult businesses considered high risk?

No. Signature Payments does not consider all adult businesses to be high risk. Examples of low risk businesses include novelty stores, gentlemen’s clubs and erotic art and books.

What criteria does my business need to meet to be approved for an adult merchant account?

This will depend on whether or not the business is classified as high risk or low risk. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your business needs.


Call us 888-334-2284 or email us at sales@signaturepayments.com.

Signature Payments is a registered ISO and MSP of Westamerica Bank, Santa Rosa, CA and Merrick Bank, South Jordan, UT.  PRIVACY POLICY