Businesses that are more prone to chargebacks are generally considered higher risk. There are many factors that drive this risk and certain industries tend to have a greater propensity for chargebacks. As a result, there are additional rules and requirements, many of which are established by the Card Associations (Visa and MasterCard) and/or by the Member Banks associated to these business types. This often makes it challenging for merchants to find a payment processor and to get approved for a “high-risk” merchant account. Signature Payments is one of the few payment companies that specialize in high-risk merchant accounts. In fact, we have been providing high-risk merchant accounts to businesses for almost 25 years. Throughout that time, we have gained extensive experience and invested a tremendous amount of resources into developing proprietary systems, processes, and bank relationships that allow us to approve and support high-risk merchants.