Signature Payments

We Approve High Risk Merchant Accounts

Signature Payments has been providing high-risk merchant accounts to businesses for over 20 years. As experts in the high-risk space, we have a team of in-house specialists to help you get your high-risk merchant account approved.

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What is a High-Risk Merchant Account?

Businesses that are more prone to chargebacks are generally considered higher risk. There are many factors that drive this risk and certain industries tend to have a greater propensity for chargebacks. As a result, there are additional rules and requirements, many of which are established by the Card Associations (Visa and MasterCard) and/or by the Member Banks associated to these business types. This often makes it challenging for merchants to find a payment processor and to get approved for a “high-risk” merchant account. Signature Payments is one of the few payment companies that specialize in high-risk merchant accounts. In fact, we have been providing high-risk merchant accounts to businesses for almost 25 years. Throughout that time, we have gained extensive experience and invested a tremendous amount of resources into developing proprietary systems, processes, and bank relationships that allow us to approve and support high-risk merchants.

Industries We Work With

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Holding Hands


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Digital Goods

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Don’t see your industry? Call Us 888-334-2284 or email us at

Easy Sign-Up

Our online merchant application can be completed quickly and easily in just a few minutes.

Fast Approvals

Our application review process is quick and easy so you can begin accepting payments in no time.

No Hidden Fees

Our team will work hard to get your account approved at the lowest possible rates with no hidden fees or extras.

Flexible Solutions

We work with multiple banks and offer both domestic and offshore solutions to give you the flexibility you need.