CBD Merchant Account

We provide merchant accounts for a wide range of CBD merchants

At Signature Payments, we provide merchant accounts for a broad range of CBD merchants. With more than two decades of industry experience, we specialize in providing “high-risk” businesses with the payment processing support they need to grow.

If you’re a CBD merchant that has been repeatedly turned down by other payment providers, we may be able to help. Our team of in-house specialists are ready to guide you through the easy application process so you can get approved for your CBD merchant account ASAP.

Ready to Get Approved?

Get Started Today!

What is a CBD Merchant Account?

Any business that accepts card-based payments must have a merchant account, which is a dedicated bank account reserved for credit card, debit card and rewards card deposits. However, many payment processors are reluctant to work with businesses in certain niches.

When it comes to merchant accounts, CBD businesses are considered high-risk by many conventional payment processors.  What’s more, because the FDA still heavily regulates CBD and hemp products and because CBD is regulated heavily by state, most banks are not willing to take a risk and be connected to CBD merchant account providers, making the task of obtaining CBD credit card payment processing almost impossible.


Qualifying for CBD-friendly merchant services requires working with a provider that specializes in high-risk payment processing and understands the unique needs of CBD businesses.

How Can Signature Payments Help?

We specialize in helping businesses in high-risk industries qualify for secure and affordable payment processing — even if they’ve been turned down by other providers. Our in-house payment security specialists understand the unique challenges of growing a successful CBD business — whether in the physical world or in the online one.

When others say no, we say yes.

Let us help you qualify for a merchant account so that you can start securely accepting card-based payments to fuel your business’s growth. The online application is 100% free. It only takes a few minutes to complete.

With Signature Payments you get…

Easy Sign-Up

Our application can be accessed online for quick and easy completion in just a few minutes.

Fast Approvals

Our application process is quick and easy so you can accept payments quickly.

No Hidden Fees

Our team works hard to get your account approved at the lowest possible rates with no hidden fees.

Flexible Solutions

We partner with multiple banks and offer domestic and offshore solutions for the flexibility you need.

CBD Merchant Account: Frequently Asked Questions

Why do I need a merchant account?

A merchant account is what allows your business to process payments made by credit, debit, gift or rewards cards. This is true whether you sell digital goods online or physical items in-store. If you run a cash-only business, you can get away with not having a merchant account. That said, this will severely limit your ability to accept online payments. With a merchant account, you can offer customers a fast, secure and easy way to buy the digital products and services you sell.

Ho do I apply for a CBD merchant account?

That’s easy. You can use our simple online application form to get started. After reviewing your application, we’ll follow up ASAP with next steps. If you have questions about our payment solutions or the application process, schedule a free consultation with our merchant services team today.

What kinds of payments can I accept?

With a Signature Payments nutraceuticals merchant account, your clients will be able to securely pay using any major credit or debit card — including those issued by Visa®, American Express®, Discover® and Mastercard®. In addition, you can accept payments made via mobile wallet, check or electronic benefits transfer (EBT). We’re committed to helping you grow. The ability to accept multiple payment types dramatically increases your chances of making that next sale — and the next one after that.

What if my credit history is a little shaky?

A Personal Guarantee is required in almost all cases in order for us to review your application or determine your merchant account rate. However, we also look at your business type, sales record and repayment history to assess your creditworthiness. Length of time in business will help bolster credit worthiness as well. 

What types of CBD businesses do you accept?

Signature Payments accepts a wide range of retail and eCommerce businesses related to CBD and CBD accessories including topical CBD and ingestible hemp derived CBD products. To qualify for a merchant account, your business must operate in a state where sale of CBD is permitted.

Are there any CBD or CBD related products I’m not permitted to sell at my business?

Cannabis, Kratom, Delta 8 THC and CBD products where THC levels exceed 0.3% are prohibited.

Call us 888-334-2284 or email us at sales@signaturepayments.com.