Nutraceutical Merchant Account

Signature Payments has been providing high-risk merchant accounts to businesses for over 25 years. In fact, we specialize in secure payment processing for high-risk clients that might not qualify for merchant accounts from traditional providers. If you’ve also faced challenges setting up Nutraceutical -friendly credit card processing for your business, we can help. As experts in the nutra industry, we have a team of in-house specialists ready to help you get your nutra merchant account approved

Why Choose Signature Payments?

With Signature Payments You Get…

Easy Sign-Up

Our application can be accessed online for quick and easy completion in just a few minutes.

Fast Approvals

Our application review process is quick and easy so you can begin accepting payments in no time.

No Hidden Fees

Our team will work hard to get your account approved at the lowest possible rates with no hidden fees or extras.

Flexible Solutions

We partner with multiple banks and offer domestic and offshore solutions for the flexibility you need.

High Risk Nutraceutical Merchant Account

We Understand The Unique Needs of Your Nutraceutical Business.

What is a Nutraceutical Merchant Account?

Any business that accepts card-based payments must have a merchant account, which is a dedicated bank account reserved for credit card, debit card and rewards card deposits. However, many payment processors are reluctant to work with businesses in certain niches.

The term Nutraceutical is not endorsed by the FDA, and in most cases falls under the FDA’s categories for dietary supplements and food additives. Nutraceuticals do not need FDA approval before they hit the market however the FDA legally requires their sellers to follow strict labeling, advertising and ingredient requirements, therefore causing most nutraceutical businesses to be considered high-risk by many conventional payment processors.

Most banks are not willing to take a risk and be connected to nutra merchant account providers, making the task of obtaining nutra credit card payment processing almost impossible. Qualifying for nutra-friendly merchant services requires working with a provider that specializes in high-risk payment processing and understands the unique needs of nutraceutical businesses.

How Can Signature Payments Help?

We specialize in helping businesses in high-risk industries qualify for secure and affordable payment processing — even if they’ve been turned down by other providers. Our in-house payment security specialists understand the unique challenges of growing a successful nutraceutical business — whether in the physical world or in the online one.

When others say no, we say yes.

Let us help you qualify for a merchant account so that you can start securely accepting card-based payments to fuel your business’s growth. The online application is 100% free. It only takes a few minutes to complete.

If you have any questions about our fast approval process, contact our payment security specialists today.

Frequently Asked Questions

Common Questions About Our Nutraceutical Merchant Accounts

Why do I need a merchant account?

A merchant account is what allows your business to process payments made by credit, debit, gift or rewards cards. This is true whether you sell digital goods online or physical items in-store. If you run a cash-only business, you can get away with not having a merchant account. That said, this will severely limit your ability to accept online payments. With a merchant account, you can offer customers a fast, secure and easy way to buy the digital products and services you sell.

How do I apply for a nutra merchant account?

That’s easy. You can use our simple online application form to get started. After reviewing your application, we’ll follow up ASAP with next steps. If you have questions about our payment solutions or the application process, schedule a free consultation with our merchant services team today.

What kinds of payments can I accept?

With a Signature Payments nutraceuticals merchant account, your clients will be able to securely pay using any major credit or debit card — including those issued by Visa®, American Express®, Discover® and Mastercard®. In addition, you can accept payments made via mobile wallet, check or electronic benefits transfer (EBT). We’re committed to helping you grow. The ability to accept multiple payment types dramatically increases your chances of making that next sale — and the next one after that.

What if my credit history is a little shaky?

A Personal Guarantee is required in almost all cases in order for us to review your application or determine your merchant account rate. However, we also look at your business type, sales record and repayment history to assess your creditworthiness.

What types of Nutraceuticals businesses do you accept?

Signature Payments accepts a wide range of businesses related to Nutraceuticals including dietary supplements, herbal products, weight loss supplements, male/female enhancement products, nootropics skincare products, cosmetics and more.

What criteria does my Nutraceuticals business need to meet, to be approved for a merchant account?

That will depend on your specific business but in general businesses must provide bank statements/processing statements, have clearly stated refund policies and well-defined price points and packages. Merchants must also clearly list all product ingredients and abide by FTC and FDA regulations. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your unique needs.

Ready to Accept Payments Anytime, Anywhere?