Membership and Subscription Merchant Accounts

We provide merchant accounts for subscription and membership based merchants

Signature Payments has been providing high-risk merchant accounts to businesses for over 20 years. As experts in the industry, we have a team of in-house specialists able to help you get your membership merchant account approved.

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What is a Membership Merchant Account?

A Membership Merchant Account, or a Subscription Merchant Account, is a merchant account for businesses that provide a subscription-based product or service. The most common types of membership or subscription-based businesses are businesses based on memberships, subscription boxes, subscribe-and-save models, digital subscriptions, SaaS, or media and streaming subscriptions.

These businesses are considered high-risk as they are more prone to chargebacks. Securing a subscription merchant account requires a payment processor who specializes in high risk and understands the unique needs of membership and subscription-based merchants.  

Signature Payments has a long history of serving subscription-based merchants. We understand the unique needs of subscription merchants and our experience in the high-risk space uniquely positions us to provide the solutions and support you need to grow your business. 


    With Signature Payments you get…

    Easy Sign-Up

    Our online merchant application can be completed quickly and easily in just a few minutes.

    Fast Approvals

    Our application review process is quick and easy so you can begin accepting payments in no time.

    No Hidden Fees

    Our team will work hard to get your account approved at the lowest possible rates with no hidden fees or extras.

    Flexible Solutions

    We work with multiple banks and offer both domestic and offshore solutions to give you the flexibility you need.

    Frequently Asked Questions

    What types of membership businesses do you accept?

    Signature Payments accepts a wide range of businesses related to memberships including subscription boxes, subscribe-and-save models, digital subscriptions, SaaS, media subscriptions and streaming subscriptions. 


    Is Signature Payments compatible with my existing software?

    Because Signature Payments works with most major payment gateways (including Authorize.net, ePN and NMI), our merchant accounts integrate with most software programs. If you have questions about a specific software, please reach out. We’d be happy to answer your questions.

    What criteria does my membership business need to meet, to be approved for a merchant account?

    That will depend on your specific business but in general businesses must provide bank statements/processing statements showing strong performance, clearly stated refund policies and well defined price points and packages. For more information on the criteria your business needs to meet, contact us and we’d be happy to discuss your business needs.

    Call us 888-334-2284 or email us at sales@signaturepayments.com.

    Signature Payments is a registered ISO and MSP of Westamerica Bank, Santa Rosa, CA and Merrick Bank, South Jordan, UT.  PRIVACY POLICY