NMI Payment Gateway

Jan 24, 2024 | Gateway

Network Merchants, Inc., or NMI, is a payment gateway service that provides processing for high risk merchant accounts. It has a high level of customization and allows users to pay using many methods.

Moreover, NMI processes billions of dollars in payments yearly, making it one of the most significant gateways worldwide. NMI payment gateways make it simple for high risk industries to facilitate and collect payments fast. This e-commerce tool is frequently used as a virtual terminal in card-not-present transactions. The NMI payment gateway provides seamless payment processing with instant approval and denial processes.


NMI payment gateway
best payment processor for adult site

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How to Find a Payment Processor for Adult Sites


The best adult payment processors cater to your needs and walk you through each application step. Finding one that will grant you the account you want is sometimes tricky. Nonetheless, it’s best to reach out to a company like Signature Payments which can guide and share the details about the underwriting process. 

Banks and merchant account providers must adhere to strict adult site regulations. They will explain what’s allowed and banned in adult material in the payment processing. Governing bodies manage the regulatory framework of the vast industry and have rules in place for each type of business. 

Payment Gateway Versus Payment Processor


While payment gateways and payment processors work collaboratively, core differences separate their purpose. A payment processor can facilitate payments between a high risk merchant account and the customer’s bank. High risk payment processors work with banks and card issuers to expedite the payment process. However, payment processors cannot approve or deny payment. This results in the delay of a pending transaction in the merchant account.

Gateways Like NMI


When it comes to immediate payment approval, you’ll have to find a gateway that suits your needs. High risk payment gateways differ from payment processors solely due to their ability to instantly approve or deny transactions. A high risk payment gateway facilitates and dictates whether or not the transaction is valid. Giving merchant accounts access to their funds in a timely fashion, high risk payment gateways allow business owners the freedom to run their businesses however they please.

NMI high risk payment gateways take payment processing one step further by preventing the approval of fraudulent transactions. With e-commerce typically being a card-not-present transaction, it creates the perfect environment for fraudulent activity. Not having to swipe a physical card makes it easy for scammers to process illicit online payments. Nevertheless, NMI payment gateway’s immediate validation of purchase authenticity keeps high risk merchants better protected from fraud. Not only doe the NMI gateway tool feature keep your high risk merchant account safe, it also protects your inventory and cash flow.

If you are a high risk merchant deciding between payment gateways or payment processors, Signature Payments is here to help you find the perfect solution for your needs. We will create a tailored a high risk solution that can be seamlessly integrated into your existing website, mobile app, or storefront.


NMI Gateway

What Features Does NMI Offer Compared to Other Gateways?


The capabilities of NMI’s high risk gateway services are extensive. However, merchants establishing a gateway with Signature Payments can access valuable features using a virtual control panel. From the virtual control panel, merchants can combine the functions and implement them into their high risk gateway processor. With hundreds of features ready to perform, your NMI payment gateway is ideally built to suit your industry.

NMI is proud to accept nearly every global currency, allowing merchants to process payments wherever they go. The NMI payment gateway can accept payments from numerous credit card companies, including but not limited to Visa, Mastercard, American Express, Diner’s Club, Apple Pay, and Discover. The NMI payment gateway also makes recurring billing a breeze by safely storing customers’ data and allowing merchants to schedule future payments.

The NMI payment gateway makes running your high risk business simple using a unique feature that can manage multiple merchant identification numbers, or MIDS, under one gateway. The advanced transaction NMI interface can route online orders through various MIDS to better manage high risk inventory. Building off the advanced transaction interface, the gateway keeps track of SKU numbers for streamlined inventory restocking.

Most importantly, renowned customer service and security come standard with every high risk NMI payment gateway. A team of 180 plus experts is standing by phone and email to assist merchants with technical and gateway support. From the iSpyFraud feature to safe data encrypting, NMI offers vault-like features that keep user data private. The payment card industry compliance security standards feature ensures that merchant processing solutions comply with today’s ever-changing regulatory climate. NMI’s software engineers are also ready to optimize your gateway with the features that best suit your high risk industry.


NMI Integrations

NMI Gateway Technology

NMI offers integrations that can help streamline the consumer interface for a seamless check-out process. Integrations are provided by trusted third-party entities that specialize in certain aspects of the checkout process. NMI has trusted relations with over 150 shopping cart integrations that aid various industries’ checkout procedures. To complete your payment gateway, NMI offers merchants hundreds of high risk processors to choose from. Facilitate your sales with a high risk processor that is ready and willing to assume the risk of your industry. Processor integrations are designed for various industries to ensure compliance for high risk merchants. Some of the NMI payment gateway’s most distinguished high risk processing integrations include Card Connect, Partners, and Payanywhere.

The NMI high risk payment gateway can also be utilized beyond the scope of e-commerce. With integration flexibility for mobile payments and apps, NMI truly allows you to process payments anywhere your high risk business takes you. The NMI payment gateway integrates seamlessly with iOS apps and enabling purchases to be made with as little as one click using Apple Pay. NMI’s software engineers offer many SDK’s and API’s to choose from so high risk payment processing gateways integrate easily no matter which platform merchants prefer.


How Can Signature Payments Establish Your Gateway?


Signature Payments understands high risk industries like none other. That’s why we align ourselves with one of the most trusted high risk payment gateway providers in the industry. Signature Payments is dedicated to establishing the high risk processing solutions you need to keep your business running efficiently. As veterans in the high risk industry, we understand there is no compromise for quality and security. At Signature Payments, we proudly provide merchants with NMI payment gateways for the lowest rates possible.

For high risk merchants looking to establish reliable payment gateways, look no further than Signature Payments. Our team of processing experts can establish your high risk merchant account within as little as 48 hours. Once you have been approved, Signature Payments will expertly construct an ideal gateway, like an NMI payment gateway equipped with the latest features and integrations that best fit your industry. As a high risk merchant, every decision counts. Trust Signature Payments, the leading experts in the industry, to keep your high risk business safe and profitable.